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10% APY Savings Account for Kids PDF Print E-mail
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Sunday, 29 October 2006
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10% APY Savings Account for Kids
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If you have kids at all, i'd definitely recommend you check out the following offer.

A bank account with an APY of 10% is a no-brainer decision to sign up for.

Affinity Bank is offering the Kids Only Savings Account with a rate of 10% APY on all balances up to $500. The minimum deposit required is only $1. Balances over $500 earn the Gold Savings rate which is currently 0.40% for balances under $5K. Your child must be no older than 16, and the adult must have or open an account with Affinity Bank. The free checking account may be a good choice for the adult. It only requires $100 to open.

This seems like a good way to teach the value of savings to kids. With 10% interest, a savings of $500 will earn $50 over a year which is $30 more than what you would make at EmigrantDirect (assuming no rate changes).

Affinity Bank provides online banking and you can start the account opening process online, but it requires mailing in the application and deposit check. You can also visit the bank's branches which are in several California cities including Ventura, Camarillo, San Francisco and Irvine.
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